I had applied for a loan about 8 months ago and got denied instantly, within two days of doing the aversion to money exercise in the book I started getting phone calls and emails from 5-6 different finance lenders jumping over themselves to offer me the best deal, so I rang my bank and asked them what the deal was and apparantly my credit rating has improved significantly, even though my financial situation is the same as it was 8 months ago. so I arranged a deal with them, nothing to pay for 6 months, cheap interest rates and it took 2days for the funds to show up in my account. it meant I could afford to buy 'the insider code' and get into trading the forex market. so by time I have to start paying the loan off in 6 months I'll easily be making enough to cover the costs and have plenty left over to party with. Everybody wins.